Hassle free loans for agricultural machinery
Working in the field is a hard work. That’s why applying for a loan shouldn’t be making your life harder.
Easy and fast: fill out our simple form and instantly receive your agricultural machinery loan approval.
For everyone: private entrepreneurs and companies, starters and business looking to expand. Bad credit history, no credit history, immigrants, foreigners – you get a chance. We look at the client – not just the credit history.
Everything: loans on used agricultural machinery up to 20 years old.
Everywhere: choose any agricultural machinery: tractor, harvester or loader from any dealer or seller from any EU country. We take care of the rest – check the machine, deliver and finance it. No documents or business plans. Just simple form you need to fill in and instantly receive your loan approval.
Leave us a message or apply for agricultural machinery loan now. Let’s grow together!
We are not an ordinary bank or leasing company. We are a different kind of financial company. We are a specialised lender. We understand farmers, as well as agricultural machinery – how it works, and how it breaks. We offer flexible hassle free loan programs for new and used agricultural machinery for small farmers. It doesn't matter if you are just starting a business or already have experience and looking for growth opportunities. Companies founded by foreigners and immigrants - get our loan approval. Entrepreneurs with no credit history, bad credit history, good credit history, minimal income - we give everyone a chance for starting a business and contributing to economical growth. We focus on your business and the machinery you want to finance. No frustrating papers and business plans - just fast and hassle free loans. Let's grow together!
Why is ESKA Finance different from my bank?
First – we work with our own funds. Second – we understand the machinery we finance. Third – we do cross border financing for MSMEs (we can finance a tractor from France to a farmer from Poland). Fourth – our credit decision process takes 15 minutes. Fifth – we finance used trucks and machinery up to 20 years old. We can give you a dozen more reasons why ESKA Finance is better in financing used machinery than your big bank, call us.
Who can get a loan for used vehicle from ESKA Finance?
We can offer a financing for used vehicle for everyone. If you are starting your business, if you are growing your business, if you were rejected by local bank or leasing company – we have a financial solution for you with a monthly payment that will meet your budget.
How does ESKA Finance work?
ESKA Finance provides fast and hassle free lending to MSMEs: financial leasing, hire purchase, asset based loans. We are the first pan-European lending company offering cross border financing for micro and small businesses for used vehicles, trucks, agricultural and construction machinery. We offer financing for those who have no credit history, good credit history, bad credit history. We offer inclusive financing for foreigners / immigrants and refugees to help them integrate in EU and create a better future. We help starting entrepreneurs to take possession of their future. We offer hassle free financing solutions to everyone across EU. And we do it very fast!
Can I get a loan or leasing for a commercial vehicle to work in a taxi or Uber/Bolt?
Yes, we provide loans and leasing for vehicles that will work as a taxi.
How soon can I drive my car?
It depends on where you choose to buy it and where is your country of registration. You will receive a credit decision within 15 minutes. If the car is in the same country as you are – you will get it within 3 working days maximum (5 days if we are talking about trucks and machinery).
If you choose the vehicle or machinery from another country it depends on the transport speed and availability, it can take from a couple of days to a week or two.
I want to buy a car from a friend. Do you provide loans for cars not purchased from a dealer?
Yes, we offer such an opportunity.
Who can be a supplier in a leasing deal?
The supplier is a legal or natural person who, in accordance with a sales contract with the lessor, sells the property that is the subject of the leasing. For example, this could be a car dealer from whom you plan to buy, a transport company or just a private person.
Can I pay off my loan or leasing early?
Yes! There are no penalties for early repayment.
What is the payment schedule?
It will depend on the terms of your leasing contract. We offer individual terms taking into account your business situation. Usually, these are equal and regular payments throughout the entire term of the leasing contract.
Can I extend the leasing term for a car?
Yes, you can. We will prolong your contract on the same terms.
Do I need to show proof of income?
No. We also do not require any other documents regarding your solvency. We are lenient towards existing loans and other financial obligations.
Can I get leasing from you if I already have loans from banks or other leasing companies?
Yes, we are lenient towards any other financial obligations, including loans, and are ready to finance you.
What is the maximum leasing term?
The maximum leasing term is 60 months. We want to make things as convenient as possible for you, as the longer the term, the lower the payment. This will make it almost imperceptible and super convenient for you.
Can I buy used machinery or a car in Germany and get a loan in Slovakia?
Yes. You can choose machinery or a car from Germany or any other country, and we will finance it and deliver it to Slovakia or any other EU country. Cross border financing is our speciality.
Are used machinery and vehicles financed on the same terms as new ones?
We offer individual terms for leasing new and used machinery and vehicles.
Any machinery or vehicles that are up to 15 years old can be financed on comfortable terms for you.
What are the criteria for used machinery and vehicles?
Leasing of used machinery and vehicles is carried out under the condition that the age of the transport does not exceed 15 years at the time of signing the contract. No other company in the EU will offer you such conditions, but we offer and finance it.
Is leasing available for individuals?
Yes! We finance legal and natural persons, micro-, small, and medium-sized businesses. So if you need a car on lease, we will definitely find the best option for you.
In which countries do you operate?
ESKA Finance is a financial company with 15 years of experience and operates in almost all countries of the European Union. We offer leasing and financing solutions to small businesses in Austria, Belgium, Spain, Italy, the Netherlands, Germany, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia, and the Czech Republic.
What documents are required?
To apply for financing with ESKA Finance, you will need to provide a passport and/or an extract from the trade register.
ESKA Finance is not a lender or a loan broker with a “supermarket” approach of mortgage loans, personal loans, car loans, business loans etc. We are an experienced, reputable, and trusted advisor for farmers, who is also a direct specialised lender. You’ll be able to tell the difference at once. We focus on funding used agricultural equipment. We help you afford the farm machinery you really need. We offer loans for used agricultural machinery up to 20 years old. From a small tractor to combine harvester – ESKA Finance will help you find the right farm equipment and finance it. Farming is a vital part of the EU economy, but often access to credit is limited to small farmers. Majority of small farmers are looking to control the costs – the best solution in this case is a used farm equipment loan. Used agricultural machinery does its job, but costs significantly less than new. It helps farmer save costs and keep the business running. But even used farm equipment can be expansive. Agricultural loans are popular option among small farmers as they offer flexibility.
At ESKA Finance we understand the problems your agricultural business faces. We have a deep understanding of agricultural business and we can offer best loans for agricultural machinery. There is no minimum loan amount – we finance farm equipment starting from EUR 5 000 and up to EUR 500 000. Used farm machinery is our priority. Typically we finance tracts, seeders, sprayed, combine harvesters, balers, agricultural drones. We are working with all major brands and offer special programs on popular agricultural machinery loans. Used Claas machinery loan is very popular. Claas combines and tractors are reliable and have high residual value. It is easy to get a loan for a used Claas tractor or combine.
If you are looking for a used tractor or a combine – don’t limit yourself only by searching a local market. We offer hassle free cross-border loans for agricultural machinery. It means that you can get a loan for used agricultural equipment from any EU country. Receive a loan for used John Deer tractor in minutes. Our application process is fast and hassle free. We require minimum documents. No frustrating business plans to get a loan fro agricultural machinery.
We make financing of used agricultural machinery easy – our simple application form is easy to fill in and does not require any special documents or confusing forms. We offer fast agricultural loans for starter companies, companies with no credit history or bad credit history.
We offer online loan for agricultural machinery. Loan for used New Holland tractor is very popular, because of relatively low prices on New Holland farm machinery. We always build our agricultural loan solutions around your budget. You can find on our web site pre approved agricultural machinery with monthly payments – just choose the machine and the budget that suits you best.
If your online credit decision was confusing or you still have questions on how to lower your downpayment for used agricultural machine – our support team is always on the line to help. You can apply for a loan to buy used Massey Ferguson tractor in just q few minutes.
Most agricultural machinery dealers will offer finance solution. But if you are rejected by the bank or leasing company canceled your leasing application – we can help you. We provide hassle free loans on used agricultural machinery. We help your agricultural business grow with our agricultural loan programs. We fund any new or used farm asset. From any brand: we offer loans for Kubota tractors, as well as loans for Case combines. Our fast loan is available for farm tractors, sprayers, crop balers and combine harvesters.
Applying for a loan on used agricultural machinery is easy and requires just three easy steps:
Step one: Fill out a simple form on our web site and get a credit decision in minutes. It doesn’t matter if you are in the field, on the road, at a dealership or at home – you can fill your loan application at our web site, have it processed immediately and receive a credit decision. If there are any issues – contact our managers to help you solve the issue. In some cases it may be necessary to increase the downpayment or have more details on your business or your experience. Anyway we will make sure the loan application will be smooth and fast.
Step two: If you have already chosen the agricultural machinery, we will immediately contact the dealer to reserve it.
Step three: Sign the loan contract on line with electronic signature, receive the invoice for the downpayment and pay it. We will handle the rest: we will contact your dealer, perform the technical inspection of the machine if necessary, organise the delivery and handle the registration process.
ESKA Finance is your one-stop shop for everything from choosing agricultural machinery to financing it.
Easy financing for agricultural machinery for customers with bad credit history, no credit history or good credit history.
Pan-European (we offer cross border finance of agricultural machinery in EU) financial company focusing on used agricultural machinery.
Our team has over 15 years of experience in financing farmers and selling agricultural machinery.
ESKA Finance offers financing for used agricultural machinery to farmers. We understand farmers and we are ready to listen to their story to come up with a right loan offer. We offer quick and easy loan approval for agricultural machinery.
Apple on line. It is easy and hassle free. Lets grow together!
We provide leasing financing for used tractors, combines, sprayers, telescopic handlers, ballers and other agricultural machinery in any EU member state. We finance used agricultural equipment in Austria, Belgium, Spain, Italy, Germany, the Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia and the Czech Republic.
We offer possibility to select and deliver used agricultural machinery from and to all EU countries.
We support micro, small and medium-sized entrepreneurs.