Loan for construction machinery
Hassle free loans for construction machinery
Working on the construction site is a hard work. That’s why applying for a loan shouldn’t be making your life harder.
Easy and fast: fill out our simple loan application form and instantly receive your financing approval.
For everyone: private entrepreneurs and companies, starters and business looking to expand. Bad credit history, no credit history, immigrants, foreigners – you get a chance. We look at the client – not just the credit history.
Everything: loans for used construction machinery up to 20 years old.
Everywhere: choose any construction machinery: backhoe loader, excavator, tipper from any dealer or seller from any EU country. We take care of the rest – check the machine, deliver and finance it. No documents or business plans. Just simple form you need to fill in and instantly receive your financing approval.
Leave us a message or apply for financing now. Let’s grow together!
We are not an ordinary bank or leasing company. We are a different kind of financial company. We are a specialised lender. We understand construction contractors, as well as construction machinery – how it works, and how it breaks. We offer flexible hassle free loans for new and used construction machinery for MSMEs. It doesn't matter if you are just starting a business or already have experience and looking for growth opportunities. Companies founded by foreigners and immigrants - get our loan approval. Entrepreneurs with no credit history, bad credit history, good credit history, minimal income - we give everyone a chance for starting a business and contributing to economical growth. We focus on your business and the machinery you want to finance. No frustrating papers and business plans - just fast and hassle free loans. Let's grow together!
Why is ESKA Finance different from my bank?
First – we work with our own funds. Second – we understand the machinery we finance. Third – we do cross border financing for MSMEs (we can finance a tractor from France to a farmer from Poland). Fourth – our credit decision process takes 15 minutes. Fifth – we finance used trucks and machinery up to 20 years old. We can give you a dozen more reasons why ESKA Finance is better in financing used machinery than your big bank, call us.
Who can get a loan for used vehicle from ESKA Finance?
We can offer a financing for used vehicle for everyone. If you are starting your business, if you are growing your business, if you were rejected by local bank or leasing company – we have a financial solution for you with a monthly payment that will meet your budget.
How does ESKA Finance work?
ESKA Finance provides fast and hassle free lending to MSMEs: financial leasing, hire purchase, asset based loans. We are the first pan-European lending company offering cross border financing for micro and small businesses for used vehicles, trucks, agricultural and construction machinery. We offer financing for those who have no credit history, good credit history, bad credit history. We offer inclusive financing for foreigners / immigrants and refugees to help them integrate in EU and create a better future. We help starting entrepreneurs to take possession of their future. We offer hassle free financing solutions to everyone across EU. And we do it very fast!
Can I get a loan or leasing for a commercial vehicle to work in a taxi or Uber/Bolt?
Yes, we provide loans and leasing for vehicles that will work as a taxi.
How soon can I drive my car?
It depends on where you choose to buy it and where is your country of registration. You will receive a credit decision within 15 minutes. If the car is in the same country as you are – you will get it within 3 working days maximum (5 days if we are talking about trucks and machinery).
If you choose the vehicle or machinery from another country it depends on the transport speed and availability, it can take from a couple of days to a week or two.
I want to buy a car from a friend. Do you provide loans for cars not purchased from a dealer?
Yes, we offer such an opportunity.
Who can be a supplier in a leasing deal?
The supplier is a legal or natural person who, in accordance with a sales contract with the lessor, sells the property that is the subject of the leasing. For example, this could be a car dealer from whom you plan to buy, a transport company or just a private person.
Can I pay off my loan or leasing early?
Yes! There are no penalties for early repayment.
What is the payment schedule?
It will depend on the terms of your leasing contract. We offer individual terms taking into account your business situation. Usually, these are equal and regular payments throughout the entire term of the leasing contract.
Can I extend the leasing term for a car?
Yes, you can. We will prolong your contract on the same terms.
Do I need to show proof of income?
No. We also do not require any other documents regarding your solvency. We are lenient towards existing loans and other financial obligations.
Can I get leasing from you if I already have loans from banks or other leasing companies?
Yes, we are lenient towards any other financial obligations, including loans, and are ready to finance you.
What is the maximum leasing term?
The maximum leasing term is 60 months. We want to make things as convenient as possible for you, as the longer the term, the lower the payment. This will make it almost imperceptible and super convenient for you.
Can I buy used machinery or a car in Germany and get a loan in Slovakia?
Yes. You can choose machinery or a car from Germany or any other country, and we will finance it and deliver it to Slovakia or any other EU country. Cross border financing is our speciality.
Are used machinery and vehicles financed on the same terms as new ones?
We offer individual terms for leasing new and used machinery and vehicles.
Any machinery or vehicles that are up to 15 years old can be financed on comfortable terms for you.
What are the criteria for used machinery and vehicles?
Leasing of used machinery and vehicles is carried out under the condition that the age of the transport does not exceed 15 years at the time of signing the contract. No other company in the EU will offer you such conditions, but we offer and finance it.
Is leasing available for individuals?
Yes! We finance legal and natural persons, micro-, small, and medium-sized businesses. So if you need a car on lease, we will definitely find the best option for you.
In which countries do you operate?
ESKA Finance is a financial company with 15 years of experience and operates in almost all countries of the European Union. We offer leasing and financing solutions to small businesses in Austria, Belgium, Spain, Italy, the Netherlands, Germany, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia, and the Czech Republic.
What documents are required?
To apply for financing with ESKA Finance, you will need to provide a passport and/or an extract from the trade register.
ESKA Finance offers hassle free construction machinery loans. We offer loans for new and used construction machinery for professionals, small and medium companies. We offer construction equipment financing for every need. If you need quick access to financing – we provide it as fast as the same day.
We offer new construction equipment loan, used construction equipment loan. Our fast construction machinery loans are available to everyone: self-employed individuals, companies. We offer construction equipment financing to construction contractors, hirers of construction machinery, first-time buyers. Construction equipment financing is available through EU for small and medium sized companies. We offer small business loans to purchase new and used construction machinery: excavators, backhoe loaders, bulldozers, forklifts. The best construction machinery loan for small business is the one you can afford. ESKA Finance offers absolutely clear conditions of the construction machinery loan – where you see exactly how much you pay each month, so you can choose the right machinery for your construction project with the right budget. Our loan for used construction machinery will meet your every need. We offer fast loans – you can receive your application approval in minutes and funding in a day. That means if you need your construction machinery very fast at the site – you will get it. We offer long repayment terms – up to 5 years for used construction machinery. We do not require minimum time in business or certain financial covenants. We offer an online loan for construction machinery. That means you can choose the construction equipment you need on our web site, fill in the loan application, receive your offer, sign the loan agreement online and receive your machinery in days. We have a deep expertise in construction machinery and we can guide you through the whole process from choosing the machinery to financing it. ESKA Finance offers a flexible used construction equipment financing program for MSMEs. Funding amounts for construction machinery loans start from EUR 8000 (for example a loan for purchasing a used mini excavator) and go up to EUR 500 000. Through our construction machinery loan program you can get a loan to finance construction equipment that’s used for highway construction, road construction, utility contracting, general construction. ESKA Finance provides loans for new and used construction vehicles (crane trucks, tippers, mixers etc).
We know exactly how quick financing for construction machinery should look like. You can finance one piece of machinery or multiple pieces of equipment on on contract up to EUR 500 000 and with repayment term from 12 to 60 months. You can have a flexible repayment schedule tailored to your business – if you want to skip repayments in the low months. Funding for your construction machinery is is available as quickly as the same day. We offer fast, hassle free small business loans to everyone in the EU. We provide construction machinery loans s fast as the same day. To apply for a used construction machinery loan you do not need to have a credit history, we do not require minimum time in business, we do not require minimum revenue. ESKA Finance is the best option for construction contractors who can’t qualify for bank loan or conventional leasing company financing. ESKA Finance offer simple application that can be completed in minutes. ESKA Finance offers loans for new and used construction machinery for startups and companies with no credit history or bad credit history. With our construction vehicle loan and construction machinery loan you can purchase new and used mixer trucks, crane trucks, tippers and dump trucks., excavators, pavers, etc. We offer special loan programs for know construction machinery brands. USED JCB loan is popular with every construction contractor. Used Caterpillar loan is always a good choice. And used New Holland loan is the best for starters due to a relatively low price of the construction equipment. Buying a used Bomag or Vogel using a loan is also possible from us.
Construction loans – hassle free, quick and easy for professionals and small businesses. Construction business is thriving in the EU. If you are a small construction contractor you know how hard it may be to get financing. Construction business often faces the challenge of seasonality and spontaneous contracts. That’s why you need to have access to fast loans to purchase the machinery you need for the spontaneous project. Anyone can apply for a construction machinery loan: professional, private entrepreneur, individual contractor, small business. The borrower will need to make monthly payments on a construction machinery loan, which include a repayment of the loan and interest rate. Also the fee for insurance is included in the sum.
ESKA Finance provides construction equipment financing to support small business development in the EU countries. We have dedicated managers for construction machinery financing, who understand the construction machinery, help you find and choose the machinery and provide the best loan for it.
We provide loans for used excavators, backhoe loaders, tipper trucks, pavers, auto cranes and other construction machinery in any EU member state. We finance used construction machinery in Austria, Belgium, Spain, Italy, Germany, the Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia and the Czech Republic. We offer possibility to select and deliver used construction machinery from and to all EU countries. We also provide loans to foreigners. We support micro, small and medium-sized entrepreneurs.