Eska Finance / Services / Hire purchase / Commercial vehicle hire purchase

Commercial vehicle hire purchase

Commercial vehicle hire purchase Commercial vehicle hire purchase
Calculator Commercial vehicle hire purchase
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    Price EUR
    Down payment size
    min: 10% 10 max: 70%
    Financing term
    min: 12 month 12 max: 60 month
    Commercial vehicle hire purchase
    0euros Your monthly payment
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    Hire purchase LCV finance

    Commercial vehicle hire purchase is a financing plan available to both private individuals and companies.

    Easy and fast: fill out our simple form and instantly receive your financing approval.

    For everyone: private individuals, professionals and companies. Starters and business looking to expand. Bad credit history, no credit history, immigrants, foreigners – you get a chance.

    Everything: hire purchase financing is available for new and used cars up to 12 years old.

    Everywhere: choose any van from any dealer or seller from any EU country. We take care of the rest – technical and document check of the vehicle, delivery and financing.

    Leave us a message or apply for financing your LCV now. Let’s grow together

    HOW HIRE PURCHASE WORKS Commercial vehicle hire purchase
    Commercial vehicle hire purchase
    Decide the amount you want to pay as a deposit and choose the monthly payment that will fit your budget
    Commercial vehicle hire purchase
    15 MINUTES
    for a credit decision
    Commercial vehicle hire purchase
    down payments starting from 10%
    Commercial vehicle hire purchase
    we deliver your LCV within 3 days maximum
    Commercial vehicle hire purchase
    You pay regular instalments throughout the term of your agreement
    Commercial vehicle hire purchase
    Once your final payment is made and option to purchase fee (EUR 100), you will own the vehicle
    OUR PROMISE Commercial vehicle hire purchase
    Commercial vehicle hire purchase

    We are not an ordinary bank or leasing company. We are a different kind of financial company. We are a specialised lender. We understand challenges that stand before small entrepreneurs. And we know the LCV market. We offer flexible hassle free financing programs for new and used LCVs for individuals, professionals and MSMEs. It doesn't matter if you are just starting a business or already have experience and looking for growth opportunities. Companies founded by foreigners and immigrants - get our loan approval. Entrepreneurs with no credit history, bad credit history, good credit history, minimal income - we give everyone a chance for starting a business and contributing to economical growth. We focus on your business and the vehicle you want to finance. No frustrating papers and business plans - just fast and hassle free loans. Let's grow together!

    Our application process is fast and simple. It takes 5 minutes
    Instant car loan approval. Online contract signing. We promise to finance and deliver your car in 3 days max from application day
    Friendly and accessible
    We finance everyone. Private individuals with minimal income, micro and small sized businesses; starters, companies owned by foreigners or immigrants
    Commercial vehicle hire purchase
    With us, you don't have to fill out a bunch of forms and applications — we focus on small and micro entrepreneurs, which is why we offer the fastest service. You can sign the contract with us online, without leaving your home.
    Commercial vehicle hire purchase
    Benefits of financing from ESKA Finance Commercial vehicle hire purchase
    The approval process takes an average of 15 minutes, the conclusion of the contract does not take more than 2 hours
    Commercial vehicle hire purchase
    Find your dream LCV
    You can find your ideal LCV on our web site or ask our manager to help you
    Commercial vehicle hire purchase
    Fit to your budget
    Our monthly payments are transparent - you can find the right LCV with the right monthly payment
    Commercial vehicle hire purchase
    Fully online
    Receive your financing proposal, credit decision and sign your contract online
    Commercial vehicle hire purchase
    We help you with technical check, document check and organise the delivery of your LCV
    Commercial vehicle hire purchase
    Fast start
    Within 3 days we finance and deliver your LCV ready for business
    Commercial vehicle hire purchase
    Your future is in your hands
    Use the LCV for personal needs or for business purposes
    Compare Commercial vehicle hire purchase Commercial vehicle hire purchase
    Eska Finance
    Credit decision time
    15 minutes
    2 to 14 days
    14 to 60 days
    Official income verification
    LCV age limit
    up to 10 years
    up to 5 years
    up to 3-5 years
    Early repayment without penalties
    APPLY FOR LCV HIRE PURCHASE Commercial vehicle hire purchase
    Fill in the application form

      Company or name
      Subject of leasing (or link to announcement) / purchase of bonds
      Frequently asked questions Commercial vehicle hire purchase

      Why is ESKA Finance different from my leasing company?

      We are not a credit broker or big leasing company with one approach to all clients. We are a specialised lender – we understand the challenges that stand before MSMEs and we understand the machinery we finance. We can tell the difference between a DAF truck and a MAN truck and definitely we know a difference between a rotary and conventional harvester.

      Our staff will help you choose the machine you need. And we do cross border leasing for used machinery.

      No one else can offer such service.


      Is hire purchase suitable for everyone?

      Yes, hire purchase is good for every form of business, for every industry and every machinery type. You can use hire purchase to finance used truck, vehicle, LCV, construction machinery or agricultural machinery.


      How does ESKA Finance work?

      ESKA Finance provides fast and hassle free lending to MSMEs: financial leasing, hire purchase, asset based loans. We are the first pan-European lending company offering cross border financing for micro and small businesses for used vehicles, trucks, agricultural and construction machinery. We offer financing for those who have no credit history, good credit history, bad credit history. We offer inclusive financing for foreigners / immigrants and refugees to help them integrate in EU and create a better future. We help starting entrepreneurs to take possession of their future. We offer hassle free financing solutions to everyone across EU. And we do it very fast!


      What is hire purchase?

      Hire purchase is a form of buying in instalments. Say you want to buy a tractor and you don’t have enough money to pay for it. The easiest and the fastest way to buy it – is hire purchase. It is faster than financial leasing as requires less efforts and you can get your truck or other machinery as fast as one day after signing the contract. You have to pay and advance payment and monthly payments until you fully repay the truck and the sale goes through.


      I chose a vehicle, filed the application, signed the contract, but the dealer sold the vehicle in the meantime

      This situation can happen, though it is very rare. Don’t worry, we have the biggest database of machinery and vehicles in EU and our managers will find you and alternative. But if we don’t find anything – we will return the downpayment in full amount.


      How soon can I drive my car?

      It depends on where you choose to buy it and where is your country of registration. You will receive a credit decision within 15 minutes. If the car is in the same country as you are – you will get it within 3 working days maximum (5 days if we are talking about trucks and machinery).

      If you choose the vehicle or machinery from another country it depends on the transport speed and availability, it can take from a couple of days to a week or two.


      I want to buy a car from a friend. Do you provide loans for cars not purchased from a dealer?

      Yes, we offer such an opportunity.


      Who can be a supplier in a leasing deal?

      The supplier is a legal or natural person who, in accordance with a sales contract with the lessor, sells the property that is the subject of the leasing. For example, this could be a car dealer from whom you plan to buy, a transport company or just a private person.


      Can I pay off my loan or leasing early?

      Yes! There are no penalties for early repayment.


      What is the payment schedule?

      It will depend on the terms of your leasing contract. We offer individual terms taking into account your business situation. Usually, these are equal and regular payments throughout the entire term of the leasing contract.


      Can I extend the leasing term for a car?

      Yes, you can. We will prolong your contract on the same terms.


      Do I need to show proof of income?

      No. We also do not require any other documents regarding your solvency. We are lenient towards existing loans and other financial obligations.


      Can I get leasing from you if I already have loans from banks or other leasing companies?

      Yes, we are lenient towards any other financial obligations, including loans, and are ready to finance you.


      What is the maximum leasing term?

      The maximum leasing term is 60 months. We want to make things as convenient as possible for you, as the longer the term, the lower the payment. This will make it almost imperceptible and super convenient for you.


      Can I buy used machinery or a car in Germany and get a loan in Slovakia?

      Yes. You can choose machinery or a car from Germany or any other country, and we will finance it and deliver it to Slovakia or any other EU country. Cross border financing is our speciality.


      Are used machinery and vehicles financed on the same terms as new ones?

      We offer individual terms for leasing new and used machinery and vehicles.

      Any machinery or vehicles that are up to 15 years old can be financed on comfortable terms for you.


      What are the criteria for used machinery and vehicles?

      Leasing of used machinery and vehicles is carried out under the condition that the age of the transport does not exceed 15 years at the time of signing the contract. No other company in the EU will offer you such conditions, but we offer and finance it.


      Is leasing available for individuals?

      Yes! We finance legal and natural persons, micro-, small, and medium-sized businesses. So if you need a car on lease, we will definitely find the best option for you.


      In which countries do you operate?

      ESKA Finance is a financial company with 15 years of experience and operates in almost all countries of the European Union. We offer leasing and financing solutions to small businesses in Austria, Belgium, Spain, Italy, the Netherlands, Germany, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia, and the Czech Republic.


      What documents are required?

      To apply for financing with ESKA Finance, you will need to provide a passport and/or an extract from the trade register.

      Light commercial vehicle hire purchase programs are available to everyone – individuals, professionals and companies.

      We know how important is the speed of financing for small entrepreneurs. With hire purchase you can get you commercial vehicle financed the same day.

      Our LCV Hire Purchase programs are covering gall cases. We finance used LCVs up to 15 years old.

      Hire purchase is the fastest and easiest form of financing. At the scam time it offers the benefits of other financing forms: you own the vehicle from day one, you claim back the VAT, the monthly payments are fixed for the whole term.

      Business hire purchase is a traditional financing method that allows you to use the commercial vehicle for your business needs and spread the payments over a long term. With hire purchase you always know the cost of owning your LCV and can plan the business.

      All commercial vehicles new and used are available through hire purchase.

      Hire purchase is very similar to a loan. Fixed monthly payments that are spread over the duration of the contract. With hire purchase the finance company retains the ownership until the end of the contract and all payments have been payed.

      LCV Hire Purchase offers a number of benefits:

      1. Fixed monthly payments. You can effectively manage your budget.
      2. Ownership of the vehicle. The vehicle is yours from day one. And with the last payment and symbolic fee you register it on your name.
      3. No final payment. With hire purchase there is no final payment. Just symbolic fee for option to purchase. You simply pay the last monthly payment and the vehicle is yours.