Hassle free light commercial vehicle loan for everyone
Easy and fast: fill out our simple form and instantly receive your loan approval.
For everyone: private entrepreneurs and companies, starters and business looking to expand. Bad credit history, no credit history, immigrants, foreigners – you get a chance. We look at the client – not just the credit history.
Everything: we offer loans for used LCVs up to 15 years old.
Everywhere: choose any vehicle from any dealer or seller from any EU country. We take care of the rest – check the car, deliver and finance it. No documents or business plans. Just simple form you need to fill in, instantly receive your loan approval and start your business.
Leave us a message or apply for your LCV loan now. Let’s grow together!
We are not an ordinary bank or leasing company. We are a different kind of financial company. We are a specialised lender. We understand challenges that stand before small entrepreneurs. And we know the LCV market. We offer flexible hassle free loan programs for new and used LCVs for MSMEs. It doesn't matter if you are just starting a business or already have experience and looking for growth opportunities. Companies founded by foreigners and immigrants - get our loan approval. Entrepreneurs with no credit history, bad credit history, good credit history, minimal income - we give everyone a chance for starting a business and contributing to economical growth. We focus on your business and the vehicle you want to finance. No frustrating papers and business plans - just fast and hassle free loans. Let's grow together!
Why is ESKA Finance different from my bank?
First – we work with our own funds. Second – we understand the machinery we finance. Third – we do cross border financing for MSMEs (we can finance a tractor from France to a farmer from Poland). Fourth – our credit decision process takes 15 minutes. Fifth – we finance used trucks and machinery up to 20 years old. We can give you a dozen more reasons why ESKA Finance is better in financing used machinery than your big bank, call us.
Who can get a loan for used vehicle from ESKA Finance?
We can offer a financing for used vehicle for everyone. If you are starting your business, if you are growing your business, if you were rejected by local bank or leasing company – we have a financial solution for you with a monthly payment that will meet your budget.
How does ESKA Finance work?
ESKA Finance provides fast and hassle free lending to MSMEs: financial leasing, hire purchase, asset based loans. We are the first pan-European lending company offering cross border financing for micro and small businesses for used vehicles, trucks, agricultural and construction machinery. We offer financing for those who have no credit history, good credit history, bad credit history. We offer inclusive financing for foreigners / immigrants and refugees to help them integrate in EU and create a better future. We help starting entrepreneurs to take possession of their future. We offer hassle free financing solutions to everyone across EU. And we do it very fast!
Can I get a loan or leasing for a commercial vehicle to work in a taxi or Uber/Bolt?
Yes, we provide loans and leasing for vehicles that will work as a taxi.
How soon can I drive my car?
It depends on where you choose to buy it and where is your country of registration. You will receive a credit decision within 15 minutes. If the car is in the same country as you are – you will get it within 3 working days maximum (5 days if we are talking about trucks and machinery).
If you choose the vehicle or machinery from another country it depends on the transport speed and availability, it can take from a couple of days to a week or two.
I want to buy a car from a friend. Do you provide loans for cars not purchased from a dealer?
Yes, we offer such an opportunity.
Who can be a supplier in a leasing deal?
The supplier is a legal or natural person who, in accordance with a sales contract with the lessor, sells the property that is the subject of the leasing. For example, this could be a car dealer from whom you plan to buy, a transport company or just a private person.
Can I pay off my loan or leasing early?
Yes! There are no penalties for early repayment.
What is the payment schedule?
It will depend on the terms of your leasing contract. We offer individual terms taking into account your business situation. Usually, these are equal and regular payments throughout the entire term of the leasing contract.
Can I extend the leasing term for a car?
Yes, you can. We will prolong your contract on the same terms.
Do I need to show proof of income?
No. We also do not require any other documents regarding your solvency. We are lenient towards existing loans and other financial obligations.
Can I get leasing from you if I already have loans from banks or other leasing companies?
Yes, we are lenient towards any other financial obligations, including loans, and are ready to finance you.
What is the maximum leasing term?
The maximum leasing term is 60 months. We want to make things as convenient as possible for you, as the longer the term, the lower the payment. This will make it almost imperceptible and super convenient for you.
Can I buy used machinery or a car in Germany and get a loan in Slovakia?
Yes. You can choose machinery or a car from Germany or any other country, and we will finance it and deliver it to Slovakia or any other EU country. Cross border financing is our speciality.
Are used machinery and vehicles financed on the same terms as new ones?
We offer individual terms for leasing new and used machinery and vehicles.
Any machinery or vehicles that are up to 15 years old can be financed on comfortable terms for you.
What are the criteria for used machinery and vehicles?
Leasing of used machinery and vehicles is carried out under the condition that the age of the transport does not exceed 15 years at the time of signing the contract. No other company in the EU will offer you such conditions, but we offer and finance it.
Is leasing available for individuals?
Yes! We finance legal and natural persons, micro-, small, and medium-sized businesses. So if you need a car on lease, we will definitely find the best option for you.
In which countries do you operate?
ESKA Finance is a financial company with 15 years of experience and operates in almost all countries of the European Union. We offer leasing and financing solutions to small businesses in Austria, Belgium, Spain, Italy, the Netherlands, Germany, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia, and the Czech Republic.
What documents are required?
To apply for financing with ESKA Finance, you will need to provide a passport and/or an extract from the trade register.
ESKA Finance offers loans for new and used light commercial vehicles. We offer LCV loans to self-employed individuals, non-residents, companies and individuals. The loans are offered for purchase of new and used vehicles for commercial purpose.
The entire process of LCV loan application is hassle free, fully on line and takes maximum 15 minutes. Final approval of commercial vehicle loan takes not more than 15 minutes. We offer LCV loans for a variety of commercial vehicles and vans depending on the purposes of usage. Vans for construction contractors, vans for delivery, refrigerated vans for food delivery or flower delivery – we understand the needs of our clients and we offer loans for specifically equipped LCVs. We offer new commercial vehicle loans. Usually loans for new commercial vehicles are popular with established companies looking for expansion of operations. Used commercial vehicle loan is popular with starters and micro and small entrepreneurs. At ESKA Finance we do not limit you in searching for the perfect van. You can easily find it in any EU country and we will help with technical check and delivery. You can find a wide selection of LCVs on our web site – most of them our pre approved – it means you can get the loan for purchasing an LCV immediately and get your commercial vehicle working on the next day.
We offer commercial vehicle refinancing loans. We can offer a loan on your existing vehicle. Usually companies use refinancing loans for working capital needs. LCV loan is available to a various segments of clients. We offer LCV loans for individuals as well as small, medium and middle size companies. Loan for a used LCV is perfect for first-time entrepreneurs and starting transporters. Self-employed individuals can apply for an LCV loan.
Loan for a used LCV is the most preferred option for borrowers who are buying their first van. But also established companies are buying used LCVs and use loans to finance the fleet purchase. Buying used LCVs allows you to save money and purchase a larger fleet. Whether you are an individual borrower or a fleet owner you can apply for a commercial vehicle loan to finance a variety of commercial vehicles.
We do not require any experience in business to qualify for a commercial vehicle loan. We know that getting your first loan can be hard. We created special loan programs for LCV buyers. Used Mercedes van loan is best for private airport transfers as well as last mile delivery companies. Used VW van loan is best for construction contractors or other professionals. Variety of micro entrepreneurs are using used Peugeot van loan or used Citroen commercial vehicle loan. Mitsubishi Fuso loan is very popular with delivery companies who deliver furniture or other heavy and bulk goods.
Used LCV loan is a good option for an immigrant starting a business. Gaining economical independence is important and we are helping with that. Our goal is to help more people enrolled into economical life of Europe. Financing an LCV may be the best option for a starting entrepreneur.
We offer loans for used LCVs in Austria, Belgium, Spain, Italy, Germany, the Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia and the Czech Republic. We offer possibility to select and deliver used van from and to all EU countries. We also provide loans to foreigners. We support micro, small and medium-sized entrepreneurs. ESKA Finance – used LCV loan in EU for companies and professionals