Leasing of agricultural machinery
Hassle free financing for farmers
Working in the field is a hard work. That’s why applying for financing shouldn’t be making your life harder.
Easy and fast: fill out our simple form and instantly receive your financing approval.
For everyone: private entrepreneurs and companies, starters and business looking to expand. Bad credit history, no credit history, immigrants, foreigners – you get a chance. We look at the client – not just the credit history.
Everything: leasing of used agricultural machinery up to 20 years old.
Everywhere: choose any agricultural machinery: tractor, harvester or loader from any dealer or seller from any EU country. We take care of the rest – check the machine, deliver and finance it.
No documents or business plans. Just simple form you need to fill in and instantly receive your financing approval.
Leave us a message or apply for financing now. Let’s grow together!
We are not an ordinary bank or leasing company. We are a different kind of financial company. We are a specialised lender. We understand farmers, as well as agricultural machinery – how it works, and how it breaks. We offer flexible hassle free leasing programs for new and used agricultural machinery for MSMEs. It doesn't matter if you are just starting a business or already have experience and looking for growth opportunities. Companies founded by foreigners and immigrants - get our loan approval. Entrepreneurs with no credit history, bad credit history, good credit history, minimal income - we give everyone a chance for starting a business and contributing to economical growth. We focus on your business and the machinery you want to finance. No frustrating papers and business plans - just fast and hassle free financing. Let's grow together!
Why is ESKA Finance different from my leasing company?
We are not a credit broker or big leasing company with one approach to all clients. We are a specialised lender – we understand the challenges that stand before MSMEs and we understand the machinery we finance. We can tell the difference between a DAF truck and a MAN truck and definitely we know a difference between a rotary and conventional harvester.
Our staff will help you choose the machine you need. And we do cross border leasing for used machinery.
No one else can offer such service.
Who can get a leasing for used vehicle from ESKA Finance?
Anyone. We offer financial leasing on used and new vehicles, trucks, construction and agricultural machinery to every entrepreneur in EU. Starter, experienced entrepreneur, family business, business set up by immigrants – we create a financial solution for everyone. We can help you find a perfect machinery or you can find it yourself – we will offer you a perfect leasing payment that will allow your business to grow
How does ESKA Finance work?
ESKA Finance provides fast and hassle free lending to MSMEs: financial leasing, hire purchase, asset based loans. We are the first pan-European lending company offering cross border financing for micro and small businesses for used vehicles, trucks, agricultural and construction machinery. We offer financing for those who have no credit history, good credit history, bad credit history. We offer inclusive financing for foreigners / immigrants and refugees to help them integrate in EU and create a better future. We help starting entrepreneurs to take possession of their future. We offer hassle free financing solutions to everyone across EU. And we do it very fast!
I chose a vehicle, filed the application, signed the contract, but the dealer sold the vehicle in the meantime
This situation can happen, though it is very rare. Don’t worry, we have the biggest database of machinery and vehicles in EU and our managers will find you and alternative. But if we don’t find anything – we will return the downpayment in full amount.
Can I get a loan or leasing for a commercial vehicle to work in a taxi or Uber/Bolt?
Yes, we provide loans and leasing for vehicles that will work as a taxi.
How soon can I drive my car?
It depends on where you choose to buy it and where is your country of registration. You will receive a credit decision within 15 minutes. If the car is in the same country as you are – you will get it within 3 working days maximum (5 days if we are talking about trucks and machinery).
If you choose the vehicle or machinery from another country it depends on the transport speed and availability, it can take from a couple of days to a week or two.
I want to buy a car from a friend. Do you provide loans for cars not purchased from a dealer?
Yes, we offer such an opportunity.
Who can be a supplier in a leasing deal?
The supplier is a legal or natural person who, in accordance with a sales contract with the lessor, sells the property that is the subject of the leasing. For example, this could be a car dealer from whom you plan to buy, a transport company or just a private person.
Can I pay off my loan or leasing early?
Yes! There are no penalties for early repayment.
What is the payment schedule?
It will depend on the terms of your leasing contract. We offer individual terms taking into account your business situation. Usually, these are equal and regular payments throughout the entire term of the leasing contract.
Can I extend the leasing term for a car?
Yes, you can. We will prolong your contract on the same terms.
Do I need to show proof of income?
No. We also do not require any other documents regarding your solvency. We are lenient towards existing loans and other financial obligations.
Can I get leasing from you if I already have loans from banks or other leasing companies?
Yes, we are lenient towards any other financial obligations, including loans, and are ready to finance you.
What is the maximum leasing term?
The maximum leasing term is 60 months. We want to make things as convenient as possible for you, as the longer the term, the lower the payment. This will make it almost imperceptible and super convenient for you.
Can I buy used machinery or a car in Germany and get a loan in Slovakia?
Yes. You can choose machinery or a car from Germany or any other country, and we will finance it and deliver it to Slovakia or any other EU country. Cross border financing is our speciality.
Are used machinery and vehicles financed on the same terms as new ones?
We offer individual terms for leasing new and used machinery and vehicles.
Any machinery or vehicles that are up to 15 years old can be financed on comfortable terms for you.
What are the criteria for used machinery and vehicles?
Leasing of used machinery and vehicles is carried out under the condition that the age of the transport does not exceed 15 years at the time of signing the contract. No other company in the EU will offer you such conditions, but we offer and finance it.
Is leasing available for individuals?
Yes! We finance legal and natural persons, micro-, small, and medium-sized businesses. So if you need a car on lease, we will definitely find the best option for you.
In which countries do you operate?
ESKA Finance is a financial company with 15 years of experience and operates in almost all countries of the European Union. We offer leasing and financing solutions to small businesses in Austria, Belgium, Spain, Italy, the Netherlands, Germany, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia, and the Czech Republic.
What documents are required?
To apply for financing with ESKA Finance, you will need to provide a passport and/or an extract from the trade register.
ESKA Finance is not a lender or a loan broker with a “supermarket” approach of mortgage loans, personal loans, car loans, business loans etc. We are an experienced, reputable, and trusted advisor for farmers, who is also a direct specialised lender. You will be able to tell the difference at once. ESKA Finance key advantage – we offer financing for used agricultural machinery up to 20 years old. If you are looking for a used tractor or combine – don’t limit yourself only by searching a local market. We offer hassle free cross-border financing. It means that you can lease the used machine you like from any EU country. We make financing of used agricultural machinery easy – our simple application form is easy to fill in and does not require any special documents or confusing forms. We offer fast credit decision for starter companies, companies with no credit history or bad credit history. If your online credit decision was confusing or you still have questions on how to lower your down payment for used agricultural machine – our support team is always on the line to help.
Applying for leasing of used agricultural machinery is easy and requires just three easy steps:
Step one: fill out a simple form on our web site and get a credit decision in minutes. It doesn’t matter if you are in the office, on the road, at a dealership or at home – you can fill your loan application on our web site, have it processed immediately and receive a credit decision. If you still have questions about financing your agricultural machinery – contact our managers to help you solve the issue. In some cases it may be necessary to increase the down payment or have more details on your business or your experience. In any case, we will make sure the loan application will be smooth and fast.
Step two: if you have already chosen the agricultural machinery, we will immediately contact the dealer to reserve it.
Step three: sign the leasing contract on line with electronic signature, receive the invoice for the down payment and pay it. We will handle the rest: contact your dealer, perform the technical inspection of the machine, organise the delivery and handle the registration process.
ESKA Finance is your one-stop shop for everything from choosing agricultural machinery to financing it.
Easy financing for agricultural machinery for customers with bad credit history, no credit history or good credit history.
ESKA Finance is the first pan-European (we offer cross border finance in EU) financial company focusing on used agricultural machinery. We offer flexible hassle free leasing programs for used agricultural tractors, harvesters, loaders, sprayers and even agricultural drones.
We understand farmers, as well as agricultural machinery. We have special leasing programs for used John Deere finance.
We offer flexible leasing programs for used agricultural machinery:
- We finance used agricultural machinery up to 20 years old
- We finance leasing deals with used agricultural machinery as low as EUR 10 000
- We offer leasing of used agricultural machinery for farmers from all EU countries
- We finance new businesses – no time in business required to get leasing of agricultural machinery
- We finance businesses owned by foreigners and by immigrants
- Same day approval for financing your agricultural machinery.
Our team has over 15 years of experience in financing farmers and selling agricultural machinery. We offer leasing programs for major agricultural machinery brands, such as used Claas finance.
ESKA Finance offers financing of used agricultural machinery to farmers for basically any make and model: John Deere, Fendt, Claas, New Holland, Case, Kubota. We understand farmers and we are ready to listen to their story to come up with a right leasing offer. We offer quick and easy loan approval for agricultural machinery.
We provide leasing financing for used tractors, combines, sprayers, telescopic handlers, ballers, drones and other agricultural machinery in any EU member state. We finance used agricultural equipment in Austria, Belgium, Spain, Italy, Germany, the Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia and the Czech Republic.
We offer possibility to select and deliver used agricultural machinery from and to all EU countries.
We support micro and small sized farmers.
Apply online. It is easy and hassle free. Lets grow together!