Eska Finance / Services / Loans / Truck loan

Truck loan

loans on used trucks | downpayment from 10% | available to starters and immigrants
Truck loan Truck loan
Calculator Truck loan
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    Price EUR
    Down payment size
    min: 10% 10 max: 70%
    Financing term
    min: 12 month 12 max: 60 month
    Truck loan
    0euros Your monthly payment
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    Hassle free truck loans for everyone

    Stay on top of your business needs with our fast, fully online truck loan. 

    Being a trucker is a hard business. That’s why applying for financing shouldn’t be making your life harder.

    Easy and fast: fill out our simple form and instantly receive your loan approval.

    For everyone: private entrepreneurs and companies, starters and business looking to expand. Bad credit history, no credit history, immigrants, foreigners – you get a chance. We look at the client – not just the credit history.

    Everything: loans on used trucks up to 12 years old.

    Everywhere: choose any truck from any dealer or seller from any EU country. We take care of the rest – check the truck, deliver and finance it.

    We offer loans for new and used trucks and trailers up to 12 years old hassle free. No documents or business plans. Just simple form you need to fill in, instantly receive your truck loan approval and start your business.

    Leave us a message or apply for financing your truck now. Let’s grow together!

    Financing opportunity Truck loan
    Truck loan
    starting business, no credit history, bad credit history - you get a chance
    Truck loan
    15 MINUTES
    for a credit decision
    Truck loan
    down payments starting from 10%
    Truck loan
    we deliver your truck within 5 days
    Truck loan
    up to 12 years old
    Truck loan
    of trucks across the EU
    OUR PROMISE Truck loan
    Truck loan

    Fast and affordable solution for used truck loan. We are not an ordinary bank or leasing company. We are a different kind of financial company. We are a specialised lender. We understand truckers, as well as trucks – how they work, and how they break. We offer flexible hassle free loans for new and used trucks for MSMEs. It doesn't matter if you are just starting a business or already have experience and looking for growth opportunities. Companies founded by foreigners and immigrants - get our truck loan approval. Entrepreneurs with no credit history, bad credit history, good credit history, minimal income - we give everyone a chance for starting a business and contributing to economical growth. We focus on your business and the truck you want to finance. No frustrating papers and business plans - just fast and hassle free financing. Let's grow together! 

    15 minutes
    Our loan application process is fast and simple. It takes 15 minutes
    5 days
    We promise to finance and deliver your truck in 5 days max from application day.
    Any truck from EU
    You can choose a truck from any EU dealer
    Friendly and accessible
    We finance micro and small sized businesses; entrepreneurs with minimal income, starters, companies owned by foreigners and immigrants
    Better profits
    We are focused on used truck financing. Its cheaper than new and does the job leaving you with more profit
    Independent technical check
    You can safely find a truck outside of your local range - we do an independent technical and document check and delivery from all over EU
    Truck loan
    With us, you don't have to fill out a bunch of forms and applications — we focus on small and micro entrepreneurs, which is why we offer the fastest service. You can sign the contract with us online, without leaving your home.
    Truck loan
    Benefits of financing from ESKA Finance Truck loan
    The approval process takes an average of 15 minutes, the conclusion of the contract does not take more than 2 hours
    Truck loan
    Find your dream truck
    You can find your ideal truck on our web site or ask our manager to help you
    Truck loan
    Fit to your budget
    Our monthly payments are transparent - you can find the right truck with the right monthly payment
    Truck loan
    Fully online
    Receive your loan offer, credit decision and sign your contract online
    Truck loan
    We help you with technical check, document check and organise the delivery of your truck
    Truck loan
    Fast start
    Within 5 days we finance and deliver your truck ready for business
    Truck loan
    Your future is in your hands
    Start earning income with your truck tomorrow
    Compare Truck loan Truck loan
    Eska Finance
    Credit decision time
    15 minutes
    2 to 14 days
    14 to 60 days
    Official income verification
    Truck age limit
    up to 12 years
    up to 5 years
    up to 3-5 years
    Early repayment without penalties
    Truck location
    All EU
    Local country
    Local country
    Truck delivery time
    Up to 5 working days after down payment
    Up to 2 weeks after down payment
    Up to 3 weeks after down payment
    Fill in the application form

      Company or name
      Subject of leasing (or link to announcement) / purchase of bonds
      Frequently asked questions Truck loan

      Why is ESKA Finance different from my bank?

      First – we work with our own funds. Second – we understand the machinery we finance. Third – we do cross border financing for MSMEs (we can finance a tractor from France to a farmer from Poland). Fourth – our credit decision process takes 15 minutes. Fifth – we finance used trucks and machinery up to 20 years old. We can give you a dozen more reasons why ESKA Finance is better in financing used machinery than your big bank, call us.


      Who can get a loan for used vehicle from ESKA Finance?

      We can offer a financing for used vehicle for everyone. If you are starting your business, if you are growing your business, if you were rejected by local bank or leasing company – we have a financial solution for you with a monthly payment that will meet your budget.


      How does ESKA Finance work?

      ESKA Finance provides fast and hassle free lending to MSMEs: financial leasing, hire purchase, asset based loans. We are the first pan-European lending company offering cross border financing for micro and small businesses for used vehicles, trucks, agricultural and construction machinery. We offer financing for those who have no credit history, good credit history, bad credit history. We offer inclusive financing for foreigners / immigrants and refugees to help them integrate in EU and create a better future. We help starting entrepreneurs to take possession of their future. We offer hassle free financing solutions to everyone across EU. And we do it very fast!


      Can I get a loan or leasing for a commercial vehicle to work in a taxi or Uber/Bolt?

      Yes, we provide loans and leasing for vehicles that will work as a taxi.


      How soon can I drive my car?

      It depends on where you choose to buy it and where is your country of registration. You will receive a credit decision within 15 minutes. If the car is in the same country as you are – you will get it within 3 working days maximum (5 days if we are talking about trucks and machinery).

      If you choose the vehicle or machinery from another country it depends on the transport speed and availability, it can take from a couple of days to a week or two.


      I want to buy a car from a friend. Do you provide loans for cars not purchased from a dealer?

      Yes, we offer such an opportunity.


      Who can be a supplier in a leasing deal?

      The supplier is a legal or natural person who, in accordance with a sales contract with the lessor, sells the property that is the subject of the leasing. For example, this could be a car dealer from whom you plan to buy, a transport company or just a private person.


      Can I pay off my loan or leasing early?

      Yes! There are no penalties for early repayment.


      What is the payment schedule?

      It will depend on the terms of your leasing contract. We offer individual terms taking into account your business situation. Usually, these are equal and regular payments throughout the entire term of the leasing contract.


      Can I extend the leasing term for a car?

      Yes, you can. We will prolong your contract on the same terms.


      Do I need to show proof of income?

      No. We also do not require any other documents regarding your solvency. We are lenient towards existing loans and other financial obligations.


      Can I get leasing from you if I already have loans from banks or other leasing companies?

      Yes, we are lenient towards any other financial obligations, including loans, and are ready to finance you.


      What is the maximum leasing term?

      The maximum leasing term is 60 months. We want to make things as convenient as possible for you, as the longer the term, the lower the payment. This will make it almost imperceptible and super convenient for you.


      Can I buy used machinery or a car in Germany and get a loan in Slovakia?

      Yes. You can choose machinery or a car from Germany or any other country, and we will finance it and deliver it to Slovakia or any other EU country. Cross border financing is our speciality.


      Are used machinery and vehicles financed on the same terms as new ones?

      We offer individual terms for leasing new and used machinery and vehicles.

      Any machinery or vehicles that are up to 15 years old can be financed on comfortable terms for you.


      What are the criteria for used machinery and vehicles?

      Leasing of used machinery and vehicles is carried out under the condition that the age of the transport does not exceed 15 years at the time of signing the contract. No other company in the EU will offer you such conditions, but we offer and finance it.


      Is leasing available for individuals?

      Yes! We finance legal and natural persons, micro-, small, and medium-sized businesses. So if you need a car on lease, we will definitely find the best option for you.


      In which countries do you operate?

      ESKA Finance is a financial company with 15 years of experience and operates in almost all countries of the European Union. We offer leasing and financing solutions to small businesses in Austria, Belgium, Spain, Italy, the Netherlands, Germany, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia, and the Czech Republic.


      What documents are required?

      To apply for financing with ESKA Finance, you will need to provide a passport and/or an extract from the trade register.

      ESKA Finance offers truck and trailer loans to everyone.

      We are helping European truckers to secure financing for new and used trucks and trailers loans. We understand the trucking business in details and we have developed an easy truck loan application process. We try to understand your business and provide you with a financial solution that is right for your trucking business.

      We are proud to build strong relationship with our clients from trucking business. Truckers who apply for a loan for a used truck have different background and different situation. Someone is buying his first truck, others get a loan for a fleet of used trucks. We work with each client individually when he needs special assistance. We know that bad credit history can occur to different situations. That’s why we offer truck loan to clients with bad credit history, no credit history and everything in between. When working with ESKA Finance you can be sure you are working with the real truck loan specialists.

      At ESKA Capital we understand trucks. We know that DAF is different from Volvo. And we can tell a difference between a tractor head and a platform. We understand the importance of trucking industry to European economy and we understand how important is ease of access to loan for truckers. We know that truckers have tight schedules and need to get truck loan approved fast and without additional documents and forms. Our truck loan application takes 5 minutes to fill in, and you receive an instant truck loan approval. You can get your truck same day or within the next 5 days depending on the location of the truck that you are buying. We can approve a truck loan to buy a truck in any EU country. We know that finding the right used truck is not easy. Every trucker has his own preferences for make and model of the truck. You don’t have to limit yourself to just your country of registration. We offer cross border truck loans to everyone in the EU.

      We know that truckers want to receive the most transparent loan offer possible: down payment has to be clear, monthly payment has to be clearly stated for every month of the loan. Every trucker or moving company wants to clearly understand what he will be paying, to calculate if the truck is suitable for the job. That’s why on our web site you can choose a truck and clearly see what is the monthly payment that includes all: repayment, interest and insurance. We are fully transparent on our truck loans. Even if you can’t find the right truck on our web site – send us the details for the truck you are looking to buy and we will do our best to find the best option across EU. Our goal is to get you the best truck loan on the market – fast, hassle free, transparent.

      Our priority is a client – we go the extra mile to keep the client satisfied. We don’t just offer loan on used truck. We help you find the truck, help you with technical check of the used truck, help with delivering it to your country and of course we offer the best option for a used truck loan. Small trucking business owners need a reliable access to fast credit to buy trucks and trailers. Used truck loans are popular among self-employed truckers, small trucking companies and even medium sized trucking companies. When buying used truck you save money, and the used truck does its job. Truck loan from ESKA Finance is the easiest way to buy a truck for an immigrant starting a business or for a trucking company expanding its fleet. Business owners can use truck loans to expand the fleet or to use the current fleet to refinance it and get working capital. At ESKA Finance we can give you everything you ever wanted from a truck loan.

      Our truck loan financial product allows you to purchase a truck, trailer, van or other commercial vehicle for your business. Borrowers can get a truck loan for a used truck up to 12 years old or a new truck from any dealer in EU. Purchasing a used truck with a truck loan is very easy and requires minimum documents and minimum steps. If you are a small business owner working with trucks – tuck financing in the form of truck loan is a great option to finance your business needs.

      Without trucks its impossible to run a trucking business. We offer loans for used trucks to starting entrepreneurs and to business owners who want to grow their trucking business. We offer truck loan to immigrants, starters and foreigners from all EU. Our goal is to maximise the enrolment to the economical life of EU of starting entrepreneurs. Getting approved for truck loan benefits small business in many ways: it allows to grow the fleet of trucks under management, it requires minimum capital injection, it requires minimum time.

      At ESKA Finance everyone can qualify for a truck loan. We do not require your business to have track record. We finance both experienced truckers and starters. We finance legal entities (companies) and private entrepreneurs. We do not require solid revenues to approve your truck loan application.

      When considering a used truck loan keep in mind that we work with many brands and offer special programs for used truck loans: used DAF truck loan is best for starting truckers; used MAN truck loan is best for experienced truck owners; used Renault truck loan is suitable for smaller companies; used Scania truck loan is very popular with all clients; used Volvo truck loan may best suit immigrants starting a business; used Fuso truck loan is good for last mile deliveries.

      Considering starting a trucking business or expanding your fleet? From buying trucks to financing them ESKA Finance has all the answers. Among all financing options truck loan can be a great solution.

      We offer truck loan in Austria, Belgium, Spain, Italy, Germany, the Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Hungary, France, Croatia and the Czech Republic. We offer possibility to select and deliver used trucks from and to all EU countries. We also provide loans to foreigners. We support micro, small and medium-sized entrepreneurs. ESKA Finance – loans on used trucks in EU for companies and professionals.